Lolli – Earn Bitcoin While You Shop

If your anything like me you want to save money on autopilot. I love when I get cashback or coupons for doing things I do on a normal basis. I have Honey and Rakuten attached to my Chrome browser so that I can save automatically when I need to buy something whether its something I need, a gift, or a treat for myself. Anyone familiar with these sites knows how it works. You get cash back automatically just for shopping online.

Just this week I learned that that Lolli is the crypto equivalent to this same structure. Lolli has just partnered with Kroger supermarkets along with many other high end retailers like Nike, Udemy,, and Macys just to name a few. What I found especially intriguing about this is that I Shop at Kroger every week. Hey…why not get some free Bitcoin while I’m shopping! Kroger only offers pickup and delivery through Lolli. I was so excited to see Kroger on the list because grocery/drug stores are a big bonus with a cash back type situation. I think this will be a great way to bring in early adapters to get their feet wet with Bitcoin without feeling uneasy.

After reading some reviews, I did notice a few hiccups like slow processing/payment but I still think its worth a look if you want to open the door the Bitcoin and crypto without the risk. The best part is that you don’t have to invest anything up front, the Bitcoin is accrued and held on the exchange.

Ok, I know the next question is, how do they get paid? Lolli partners with top merchants who pay them when people use Lolli to shop their site. They then split that payment with their users, sending free bitcoin to your Lolli wallet. Its safe, easy to use and free. Sounds like a great to start to the Bitcoin world to me. Hopefully they will add other supermarkets to the list because in my book that is the easiest and fastest way to earn Bitcoin. You have to buy food right?

If you wanted to get started with Lolli, download the Chrome browser and create a account.

Please let me know if you use Lolli and what your experience has been.


Home Of The Brave (Browser)

Who doesn’t like making money while doing something that you were going to do anyway?   

While I was searching online everyday like I normally do about fun new things in Crypto World, I came across some info regarding a new browser that you can actually make money by just browsing and searching for things that you normally would. It’s called Brave and it’s totally cool! 

It’s a fast, secure and private browser that basically strips out the ads from websites and replaces them with its own ads. You can then make money from watching these ads. You also get rewards from advertisers that use the Brave platform in the way of rewards just for searching sites that they have ads on. Brave says that no personal data or browsing history ever leaves your browser.

I downloaded the browser on my Mac mini and really didn’t think about it too much after that. I use Chrome everyday for work so I normally just fire it up first thing. But one day I was just looking at that lion icon in my system tray and I said, Hey, let’s just give this a try and see what happens.

Ok, this is what happened. The browser came up with a nice decluttered desktop that kind of reminds me of the Bing (Microsoft) browser with all the pretty pictures. It also has a clock which is cool. The desktop also  tells you how many trackers and ads it blocked and how much bandwidth you saved. You can import your favorite sites from Chrome and other browsers that you use so you can have all your favorites with you when you need them. on to the good stuff. 

The first site that I went to was Coindesk to see what was happening in the crypto world. Then, I went to Coinbase to check my account. Then I get a notification that I have REWARDS!  What!..wait.. so fast? Yep, I went into my rewards account and I now have 0.035 BAT (1 cent). Lol..Ok, I’m not rich but it’s pretty cool that I immediately made some money after just 10 minutes of searching. After using the site 2 times, I’m up to 0.6 cents in my BAT account which I can add to with my own funds at any time. I also thought that it was nice that you could keep track of your earnings right on the home page as soon as you enter the browser. You can see what sites you visited and the attention point percentage for each site. Awesome..getting paid while I search and learn… Works for me.   

Since there is so much to learn in the crypto space, it’s good to know that you can actually make a little bit of money along the way. You can also support/tip  contributors monthly using BAT tokens directly on the browser. 

Find out more about the Brave browser here

P.S I would love to know if you have tried or currently use the Brave browser, Please leave me a comment and share with others.

Ok..PoolTogether..Let’s Play!

PoolTogether Turns Saving Money Into A Game

If you’ve ever been to Las Vegas or any casino for that matter, the excitement of winning a big pot of money is definitely a head rush. I mean who doesn’t want to win big and take home free money. But the risk of a possible loss is too much for my safe brain to comprehend.

But what if there was a way to play without EVER losing? Does such a thing exist you ask?

Well, PoolTogether is proposing just that. A savings game where you can’t lose. Of course this definitely piqued my interest because I hate to lose.

Pool together works like this:

Each player deposits stable coins into a smart contract to buy tickets. Each ticket costs the equivalent of 1 USD. Each player can buy as many tickets as they want, and withdraw their money at any point. The funds in the pool are sent to DeFi lending platform Compound Finance, where they accrue interest for a period (currently, one week). At the end of the week, a winner is chosen at random, who gets the interest earned by the pool and their tickets back. Simultaneously, each other player gets their tickets back, and the game restarts. 

Now here’s where it gets interesting. PoolTogether is basically a no-lose lottery. Imagine a lottery where you don’t lose ANY money? Okay, I’m in! Definitely sounds good. But what’s the catch? There really isn’t one except that you can’t take your winnings anywhere else. It stays in the PoolTogether ecosystem where you just play for fun and profit. Eventually the creators will start to take profit but for now it’s just set up for fun. Of course, like in life there are a few downsides to this whole scenario like some might try to tip the scales in their favor by adding more money so they can win more. But I personally look at any type of gambling as fun, so I’m ok with that. Also because smart contracts are new and experimental they are vulnerable to bugs so please only play with what you can afford to lose.

I like the idea of playing a bit of “Russian roulette” without losing any money – how about you? 


The Big Bitcoin Halving is Coming

Ok so we know the bitcoin halving is coming this year but exactly what does that mean to me?

First, lets figure out what bitcoin halving IS.

What is Bitcoin halving?

An event that halves the rate at which new Bitcoins are created. It occurs once every four years.
As many know, Bitcoin’s (BTC) supply is finite. Once 21 million coins are generated, the network will stop producing more. That is one of the main reasons Bitcoin is often referred to as “digital gold” — just like with the yellow metal, there is only a limited amount in the world, and someday, all of it will have been extracted.
Right now, there are around 18 million BTC in circulation, which is roughly 85% of the total cap — but it doesn’t mean that the cryptocurrency is about to reach its limit any time soon. The reason is the protocol, which has been coded into the blockchain from the very start: Every 210,000 blocks, it performs the so-called Bitcoin “halving” or “halvening,” and producing new coins becomes more difficult — just like in gold mining where finding new deposits becomes more challenging over time.
More specifically, the protocol cuts the block reward in half. So, every time a Bitcoin halving occurs, miners begin receiving 50% fewer BTC for verifying transactions.

Ok, so I guess this creates a supply and demand situation which is pretty interesting but what does that really mean as far as the price of Bitcoin in the future?

Will the Bitcoin price change?

Historically, the price has gone up following a halving, but it ultimately depends on the supply/demand ratio.
Essentially, Bitcoin halving cuts down the supply of BTC, making the asset more scarce. If the demand is there, the price is likely to increase. There are also some historical precedents. On Nov. 28, 2012, the day of Bitcoin’s first halving, the cpryptocurrency’s price rose from $11 to $12, and continued to climb up throughout the next year, reaching $1038 on Nov. 28, 2013.
Roughly four years later, a month before the second halving, Bitcoin’s price started to follow a similar, bullish pattern. It surged from $576 on June 9 to $650 on July 9, 2016 — the day the block’s reward was reduced by half for the second time in the asset’s history. Again, BTC continued to accelerate through the next year, albeit with occasional turbulence, and traded at $2526 on 9 July 2017.
Will it be the same next time? Skeptics believe that the halving has already been priced in (remember this year’s epic, but short-lived systematic price increase?). Although, there is no scientific way to verify this.
Moreover, the industry has drastically changed over the last four years, as cryptocurrencies — and Bitcoin in particular — became an essential part of mainstream news coverage. Still, some people might be tempted to take the chance, especially given the previous patterns exhibited around Bitcoin halvings.
Consequently, if history repeats itself and the Bitcoin price starts going up in April 2020, even more traders might start buying the asset out of a fear of missing out, thus stimulating the demand, and, ultimately, the price.

Hmm..well, I personally believe in the success of Bitcoin and crypto currency in general so I’m excited to see what the future has in store. I take the bullish approach and see a strong and upward trend. Curious on your thoughts as always!


Information taken from



Atomic Swaps

Last weekend I went to a crypto meetup where the topic was atomic swaps. Of course I had no idea what this was so I was totally intrigued.

Atomic swaps are basically a way for 2 parties to swap different cryptocurrencies on their own without the need for an exchange which we all know can come with high fees and wait times. The “swap” on the other hand can be done without the need of an exchange or miners being involved. This kind of swap also has no to low transaction fees and can be done on or off the blockchain. The basic idea is sort of like a 3-way handshake between both parties that want to set up a transaction between themselves. Once they decide what they want to trade, they set up a contract that cannot be broken and only completes when both parties get what they agreed to.

Right now the only catch of these transactions are that:

  • Both currencies support HTLC
  • Both have the same hashing algorithm

This transaction is possible through a process called Hashed Timelock Contracts(HTLCs). Both parties agree to predetermined contract that is set up for them to verify the transaction and trade their coins through a secret channel that only they have access to. A more detailed explanation can be found at Blockgeeks website.

I thought this was pretty cool because this a great way to get something that you want without going through a lot of hassle and paying a lot of money in fees. The technology is still fairly new but there have been successful swaps and I’m definitely looking forward to more news on swaps in the coming year.




Altcoin Fantasy…Fun or Fantasy?

Remember the show Fantasy Island? (I’m definitely dating myself…but actually that was the first thing I thought of when I heard the name Altcoin Fantasy. Turns out, I wasn’t too far off the mark on this one.

Altcoin Fantasy is a cryptocurrency simulation platform where users learn to trade cryptocurrencies RISK FREE. It’s like your money making fantasies come true!

You get to play with virtual USD cash which you can use to make trades while learning about trading. The best part is that you actually win bitcoin and prizes if you win the contest.

I’m not a big gamer but I’m totally on board with playing the type of game where you don’t lose your own money and your learn something in the process. I cant find any negatives with this one at all. Here is a great article featuring the founders of Altcoin Fantasy where they talk about the motivation behind the company.

I’m going to definitely play this game to learn more about trading before taking the plunge for real. I will update my experience and share my thoughts in future posts.

Happy virtual trading!!



Cryptography – Is My Information Safe?

Being a web designer, I am always faced with the dilemma of how do I keep my clients data safe from malicious people. I try to educate them about not opening up suspicious links to emails and websites but of course this got me to thinking about just how safe our information is in the crypto world. Turns out: its through cryptography.

It works something like this: Each user has special codes embedded in the transaction which stops their information from being assessed by others. This is called cryptography and its nearly impossible to to hack. It’s also where the crypto part of the definition comes from. Crypto means hidden, so the information is hidden.

I’m not going to go into a long explanation of this ( I will put a video below that explains this in detail) but its pretty much like the process of sending an encrypted message to a business associate or your friend. If they have the same email program you have, you can just encrypt the email before you send it which basically scrambles the words and send it out so that it’s safe from malicious people until it gets to you safe and unaltered in any way.  That’s pretty cool.

When you making money transactions on the internet the last thing you want to think about is if the wrong person is going to intercept the transaction. I know that cryptocurrency is still going through it’s growing stages but I feel much more confident knowing that developers are thinking hard about security and encryption.